Hourly Consulting services may involve services not specified or described above as either "Comprehensive Financial Planning and Investment Management" or  "Financial Snapshot." All Hourly Consulting services provided to you shall be provided under the terms of KJH Financial Services' "Hourly Services Agreement".

Fees resulting from KJH Financial Services' performance of its Hourly Consulting services shall be based upon several factors such as the complexity of pertinent circumstances, the responsibility assumed by KJH Financial Services, the benefit resulting to the client and the perceived probability of certain anticipated complications that may arise. Fees will be charged on an hourly basis for Hourly Consulting services and shall generally be charged at a rate of $200 per hour, in twelve-minute increments. KJH Financial Services' hourly rate is negotiable at the sole discretion of KJH Financial Services.

For its Hourly Consulting services, KJH Financial Services, at its sole discretion, will either request payment from Client upon the completion (i.e. at the time of delivery") of any such services, or alternatively, on a monthly basis, KJH Financial Services may elect to bill clients directly for its Hourly Consulting services. All fees that are invoiced on

a monthly basis shall be due upon receipt of invoice.